Monthly Portfolio — July 2021

Summary

After an excellent last month ,Nifty had been flat for the month with upside of 0.89%. 29+ Trailing PE and 4.41 PB represents an expensive month. It does not by any chance means that a crash of correction is evident . It only means the upside is limited until earnings support them and we see an expansion of it. The Risk-Reward has become unfavourable and hence one should tread with caution in these times. July will start showcasing Quarter 1 results and we may see huge volatility in this month as markets trying to create a balance between having too much liquidity and valuations. Gold has corrected over 4% in June. Gsec is moved in tight range of 5.99 to 6.06 due RBI efforts but it soon is expected to break 6.10 .Portfolio have been flatish with Equity side outperforming. Gold on steroids fund has shown good correction . We are rebalancing from Liquid to Gold & Debt Fund going forward to protect & create more wealth for future.

Portfolio Inception: 31/10/2020 (How we created it ?)

Portfolio Theme/Suitability :This is a generic portfolio suitable for medium risk profile with medium (5 years) to Long term(15 years) horizon to get the best out of all the asset class. Someone who is looking for Above Fixed returns taking help of equity to beat the inflation. And with our routine rebalancing and tactical moves we would try to achieve this goal for a lumpsum investments.

Portfolio Corpus : 10 lacs

Portfolio Value(As on 31/05/21) : 11.30 lacs

Targeted Return (CAGR): 10 %

Achieved Return (CAGR) : 17.2%

Portfolio Asset wise Performance:

You may also want to know how did we create this portfolio and which factors drives us to choose a scheme that will help us achieve and beat the target by miles in the long term by going through this article.

Disclaimer: Kindly note this portfolio should not be replicated without consulting your advisor . Your execution should be backed by proper risk profiling and suitability check before investing. Portfolio Returns tends to be non-linear but will smoothen over the period of time.